St. Thomas

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A closer look

Across Ontario, the pandemic is highlighting the plight of those experiencing homelessness. We know the solution is permanent supportive housing that is affordable. Affordable housing construction was permitted to continue during the pandemic; Indwell opened 95 new homes in Hamilton in 2020. The first tenant to move into one of the buildings described having his own apartment after a year of living rough in his car: “I feel like I have my life back!”

Indwell currently supports over 700 people in Hamilton (where Indwell began in 1974), Woodstock, Simcoe, and London. Indwell has 257 apartments currently under construction that will open in 2021 and early 2022, including in the new community of Port Credit (Mississauga). Another 300 units are moving along in the pre-development phase in London, Waterloo Region, Hamilton, and St. Thomas. Many of these projects will be completed in 2022 and 2023.

Each stage of project development and construction, and the long-term operating of a program, involves partners. Some of the partnerships are formal (CMHC, Ministry of Health, Cities, foundations,community agencies, etc.) but many remain informal. Partnerships—including volunteers and donors—are critical every step of the way, from initial discussion through the ongoing day-to-day running of an active program.

Transit building, St Thomas - 2020 - brick building with Transit sign

Railway City Lofts

614 Talbot St
16 Microapartments
  • City of St. Thomas develops, Indwell operates
  • Targeted open date: September 2021
  • Indwell program on second floor, ground floor operated by City (Railway City Transit)
230 Talbot St, St Thomas - Nov-2019 - apartment building

230 Talbot St

45 Apartments
  • Indwell develops and operates housing
  • Targeted open date: 2022
  • City fire substation - ground floor
Ross-and-Centre St, St Thomas - rocks in empty field

Ross and Centre Streets

~ 50 Apartments
  • Indwell develops and operates housing
  • Targeted open date: 2023
  • St. Thomas Food Bank - ground floor


Queen St Firehall

Help make it happen

Construction Costs

Your gifts will be used to build high quality housing and provide the base of support required for Indwell to apply for government funding.

Furnish an Apartment

New furniture will give tenants a fresh start and an opportunity to build a stable home. Help provide basic furnishings and appliances for their new apartment.

Impact Loans

To raise funds for the financing costs of building projects, Indwell offers competitive rates on loans of $25,000 or more, both open and closed term of up to 5 years.

Send a note of encouragement

Now more than ever, it is important that our tenants feel connected with others, even if they cannot be physically connected. Send a note of encouragement to be shared with our tenants who are feeling isolated at this time.

Send a message to our tenants

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